Plastic Surgery May Be More Affordable Than You Think

Are you interested in undergoing one or more elective cosmetic surgical procedures but not sure you can cover the cost out of pocket? Are you tired of putting off your aesthetic goals and ready to start planning your plastic surgery? Are you ready to look your best while simultaneously staying within your budget?

If any of this sounds familiar, plastic surgery financing could be in your future. With LendingUSA, this financing is a fast, convenient way to fund a wide range of cosmetic procedures and help you get the look you’ve always wanted.

Unlike paying out-of-pocket for a desired surgical procedure, plastic surgery financing can be affordable. When you obtain a loan through a client-oriented financial services provider like LendingUSA, you can access favorable repayment terms that fit within your budget.


How Does Plastic Surgery Financing Work?

When obtaining a cosmetic surgery loan, you can either apply through LendingUSA directly or check with your surgeon’s office to see if they offer financing through LendingUSA. Either way, you’ll have total control of your financing experience. You can quickly provide any requested information, explain what you plan to use the funds for, select your loan amount, and choose from available repayment terms.

This consumer-oriented process makes the financing experience seamless, simple, and transparent.

Filling out your application takes only minutes, and you will receive a pre-approval decision shortly after submitting your information. You won’t have to wait days for an answer, and once approved, you can start scheduling consultations and planning your cosmetic procedure.

You can use plastic surgery financing for many different cosmetic procedures. A few of these include:

  • Breast augmentation

  • Reconstructive surgery

  • Liposuction

  • Tummy tuck

  • Laser hair removal

  • Dermatology treatments

  • Brazilian butt lift

  • And more

If a licensed cosmetic provider offers the procedure and it will help you move closer to your aesthetic goals, you may be able to cover the cost of treatment with financing through LendingUSA.

Cosmetic Surgery Loans vs. Credit Cards

If you’ve been exploring ways to spread out the cost of your cosmetic surgery, you have undoubtedly considered putting your procedure on a credit card. The question is, why haven’t you done it? The answer is simple: Your credit card may have a higher interest rate, or its credit limit may not be high enough for the procedure that you want. Additionally, you may want to reserve your credit card for daily items like food, gas, dining out or similar.

Credit cards not only accrue high amounts of interest every month, but they also have payments that fluctuate based on the total account balance. These fluctuations can make it challenging to predict your payment amount or effectively manage your monthly budget.

On the other hand, plastic surgery financing with personal loans offers fixed payment amounts and pre-defined repayment terms. When you apply for a loan through LendingUSA, you will know precisely how many months you have to repay the loan and what your monthly installments will be.

This setup makes it simple to work your loan payments into your budget and keep up with your recurring monthly expenses.

As an added bonus for select loans, you may even be able to pay no interest on your principal balance during a promotional period*. In order to unlock this benefit, you must repay your eligible loan in full, within 6 or 12 months of the original disbursement date, depending on the terms outlined in your agreement.

While this perk is not available on all loans, we offer it as part of many cosmetic surgery financing agreements.

Benefits of Customer Financing

Plastic surgery financing through LendingUSA is more affordable than you might have expected, and in addition to that, it also offers numerous other benefits over other financing options, including the following:

Easy Application Process

Acquiring the funds you need to pay for the cosmetic procedure you want should not be a challenge, and with LendingUSA, it isn’t. We carefully designed our application process to offer a fast and easy financing experience. Simply provide the required information, submit your application, and receive a response in seconds.

Our application process isn’t only easy. We’re also proud to be able to offer financing to individuals with a broad range of credit scores. This flexibility means you have a better chance of getting approved for your plastic surgery financing.

Quick Pre-Approval Decision

As you know, getting an appointment with a top plastic surgery provider can be tough. Once you set your appointment, the last thing you want to have to do is reschedule because you’re still securing your budget to cover your procedure.

Fortunately for you, our loan pre-approvals come fast. After receiving your pre-approval, you can begin gathering the additional information necessary to finalize your loan and receive your funds.

No Repayment Penalties

When selecting your customer financing repayment terms, you might have elected a longer installment period to minimize each monthly payment. But what happens if you decide to repay your loan early by paying in larger installments? Will you face hefty prepayment penalties or other hidden fees?

If you got your loan through LendingUSA, the answer would be no. Loans through LendingUSA do not have any penalties for prepayment.

Access from $1,000 to $15,000

It’s no secret that cosmetic surgery can cost upwards of $10,000. The good news is that you can easily find the funds you need to cover most or all of your procedure with a loan. LendingUSA offers point-of-sale financing ranging from as little as $1,000 to as much as $15,000 for elective cosmetic and plastic surgery procedures.

Finance Your Plastic Surgery Using a Loan through LendingUSA

If you are ready to achieve your ideal look through cosmetic surgery, let LendingUSA help. Our flexible repayment terms, favorable interest rates, and high maximum loan amounts make us the ideal plastic surgery financing partner.

To find out whether you qualify for a cosmetic surgery loan pre-approval, simply fill out our application online. You can start by checking your rate without harming your credit score.

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